Attention Business Owners!

Big Changes for Self-Employed Borrowers Coming March, 6th 2017 If you’re a business owner, and thinking about buying a home in the next 12 months, we need to talk now! I love working with business owners. I believe small business owners represent everything America is supposed to be. Small business owners risk everything, in exchange…

Your Credit Score is a Lie – Understand Mortgage Credit Scores

You don’t know your mortgage credit score. Well, it may not be a lie, but it’s can be misleading when it comes to what matters. There’s plenty of mystery surrounding credit scores, with plenty of conflicting information on what impacts them, what matters the most, and the fastest way to improve them. I work with…

Self-Employed Mortgages & New Business Owners

Self-Employed Mortgages New business owners & the two years’ tax return issue. Self-employed mortgages – The hardest loan I’ve ever closed was for a client who made more every year than any borrower I had met up until that point. I wasn’t surprised though. With self-employed borrowers, the uber-successful ones are usually as challenging as…

Waiting for Marriage?

Advice for recently engaged Texans who will want to apply for a mortgage and buy a home soon after they get married.

Why your bank doesn’t care.

They just don’t care. I sometimes run into people who want to talk with “their bank” because they think their relationship might make it easier to get approved for a mortgage, or that it will require less documentation. Your bank doesn’t care. While they may value you as a customer, when it comes time to…