Choosing the Right Mortgage Lender
What’s important when looking for a home loan.
Experienced home buyers, and their agents know, the most important thing in choosing a lender, is partnering with someone who you trust can get your deal done right, and closed on time. While this may seem pretty basic, it’s something many lenders struggle with – especially big banks.
The vast majority of my business is referral based. I work with clients who are referred to me by their financial advisors, attorneys, real estate agents, and of course past clients of mine. These industry professionals realize how many moving parts there are in the process and want their clients to work with someone they know will give them the best experience.
Do you know at a big bank, you may never even get to speak with the loan officer again, after you submit your application? Often, their only function is to take applications. You may get to talk to many other people, all in different departments though! Large lenders have teams of people, each with a specific purpose, working on every loan. While this may sound like a good idea in theory, in reality it translates to poor communication and delayed closings.
My process is different because I’m with you, and your loan, from application through funding – 99% of the time there is no one else you ever have to talk to. That way, you never have to worry about delays because “the left hand didn’t know what the right hand was doing.”
I’m also different because of the superior support I receive from Southwest Funding, LP. Our corporate structure is comprised of a team that takes pride in getting every loan closed, and we have access to local decision makers, willing to make common-sense business decisions.
If you think you would like a straight-forward, simple process that allows you to actually have fun while you shop for your new home, let’s talk.